3095 CALVERT BOULEVARD, LUSBY, MD 20657

$1,339,900

Welcome to an extraordinary Chesapeake Bay estate where more than 5,000 square feet of refined coastal living meet private beach access and sweeping water views that shape every moment. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with the serenity of the shoreline, offering a lifestyle that feels both luxurious… Read More and effortlessly relaxed. A grand two-story foyer welcomes you with sunlight and soaring ceilings. To the right, a flexible guest suite or office offers privacy and comfort. To the left, a full bath is thoughtfully placed to serve the main level with ease. Continue forward and the home opens into an impressive gourmet kitchen designed for gathering and everyday convenience. A massive center island boasts gorgeous granite countertops and is surrounded by custom weathered coastal cabinetry, professional-grade appliances, double wall ovens, a commercial-size refrigerator, and a custom vent hood. The bright eat-in area extends toward the Bay flowing into a large living room enhanced by sliding doors that invite you to step outside. A walk-in pantry adds practical storage and organization. The main living room is warm and inviting, with wood floors, a gas fireplace, and an entire wall of windows framing uninterrupted water views. Whether relaxing by the fire or entertaining guests, this space celebrates the waterfront from every angle. Step outside onto a full-width deck where dining, lounging, and soaking in the coastal breeze become part of your daily rhythm. Upstairs, on the second floor a spacious family room offers another dramatic vantage point, enhanced by magnificent 2 story wood cathedral ceilings and breathtaking views of the Chesapeake. Just beyond, the primary suite is a serene waterfront sanctuary with a private sitting area, its own upper deck, a generous walk-in closet with custom storage, and an ensuite bath with dual vanities and a beautifully tiled walk-in shower. Two additional bedrooms are located on this floor. One of which has an en-suite full bath. A full bathroom located in the center hall serves the 3rd bedroom on this floor and the family room area. Ascend to the 3rd level and discover a retreat perfect for both quiet moments and lively gatherings. The homes 5th bedroom is an suite of its own with a nicely updated full en-suite bathroom and decent sized walk-in closet. A cozy reading or office nook sits beneath warm wood ceilings. The large recreation room/potential 6th bedroom leads to a striking billiards area that opens to the family room below and allows for elevated views of the Bay, creating a one-of-a-kind leisure space. Outside, the property delivers the full waterfront lifestyle. A private boardwalk leads through natural grasses to your own sandy beach, where calm waves, long days on the water, and peaceful evenings by the shoreline become part of everyday living. Multiple decks provide both intimate and expansive outdoor spaces. For added convenience, the property includes a dedicated water hook-up and a 50-amp RV connection, ideal for RV owners or welcoming guests. An additional separate lot is included with the property, increasing the total size to approximately .31 acres. While not buildable, this extra parcel offers exceptional value and flexibility - perfect for A FUTURE GARAGE, parking, storage, guest vehicles, or added outdoor space and privacy. This home would make an excellent 2nd home with potential for substantial short-term rental income based on surrounding properties and seasonal demand. This residence is a rare Chesapeake Bay offering - where elegant design, thoughtful functionality, and the magic of waterfront living come together seamlessly. Every detail invites you to relax, unwind, and embrace a lifestyle shaped by the beauty of the Bay. Read Less

Courtesy of Mark Frisco Jr., CENTURY 21 New Millennium [email protected]

Listing Snapshot

Days Online

Last Updated

Dec 15, 2025

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

5,088

Lot Size

0.31 Acres

Year Built

1984

MLS Number

MDCA2024160

30 Days Snapshot Of 20657

$403k

-11%

(avg) sold price

-39%

homes sold

-54%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Canoe/Kayak, Fishing Allowed, Swimming Allowed, Personal Watercraft (PWC), Private Access

Appliances & Equipment

Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Commercial Range

Building

5,088 sqft living area, 5,088 sqft above grade (finished), Built in 1984, Structure Type: Detached, Wall & Ceiling Types: 9'+ Ceilings,2 Story Ceilings, Vaulted Ceilings, Wood Ceilings, High, 3 levels, Colonial, Coastal, Villa, Cement Siding, Combination, Vinyl Siding, Batts Insulation

Cooling

Central Air, Electric, Central A/C, Heat Pump(s)

Doors

Sliding Glass, French

Accessibility Features

36+ wide Halls, 2+ Access Exits, Roll-in Shower, Other

Exterior Features

Hot Tub

Fireplaces

1 fireplace, Gas/Propane

Floors

Hardwood, Ceramic Tile, Partially Carpeted, Luxury Vinyl Plank, Bamboo, Engineered Wood

Foundation

Crawl Space

Garage

2 garage spaces

Water Features

Navigable Water, Water Access, Water Body Name: Chesapeake Bay, Water Body Type: Bay, Water Oriented, Waterfront Features: Y, Sandy Beach

Heating

Electric, Heat Pump(s)

Home Owner's Association

HOA Fee: $180, Fee Freq: Annually, Beach, Common Grounds, Water/Lake Privileges, Road Maintenance, Common Area Maintenance, Management

Interior Features

Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, WhirlPool/HotTub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Wood Floors, Family Room Off Kitchen

Laundry

Main Floor

Lot

13,320 sqft, 0.31 acres, Cleared, Fishing Available, Level, Open, Private, Rear Yard, Additional Lot(s), Front Yard, SideYard(s)

Parking

Private

Property

Additional Parcels, Other Structures: Above Grade, Below Grade, Outdoor Living Structures: Deck(s), Balcony, View: Bay, Panoramic

Roof

Architectural Shingle, Asphalt, Hip

Sewer

On Site Septic

Taxes

County Tax: $6,660, County Tax Pymnt Freq: Annually, Tax Annual Amount: $7,070, Tax Year: 2025

Utilities

Hot Water: Electric, Cable TV Available, Phone Available, Under Ground

Windows

Double Pane, Casement

Find The Perfect Home

'VIP' Listing Search

Whenever a listing hits the market that matches your criteria you will be immediately notified.

Join The List

Mortgage Calculator

Selling price

Down payment

Term (years)

Interest rate (%)

Monthly Payment

About Us

Buyers

Sellers

Property Search

Matthew Arnold

3095 CALVERT BOULEVARD

'VIP' Listing Search

Schools In The Area

Similar Listings

Find My Dream Home

1. Neighborhoods

2. Home Type

3. Send

About

Sellers

Buyers

Neighborhoods

Phone

Email

Address