9190 PENNYWHISTLE DRIVE, MCDANIEL, MD 21647

$1,249,000

This custom-designed post-and-beam home is filled with charm and character and perfectly sited on a 3.5b1; acre peninsula with coveted southern exposure. The property offers breathtaking sunrises and sunsets over the Northwest Branch of Harris Creek. Nature lovers will appreciate the abundance of wildlife from bald eagles and osprey to… Read More blue herons and more. A brick walkway leads to the welcoming facade, complete with two covered brick front porches. Step inside the two-story foyer, where exposed wood beams and an open stairwell set the tone for the craftsmanship found throughout the home. With an open floor plan and hardwood floors throughout the main living areas, the home's design takes full advantage of its setting, offering water views from nearly every room and a serene backdrop for everyday living. The living room features a wood-burning fireplace with a brick surround, though the true focal point is the expansive water view framed by oversized windows. The spacious kitchen offers ample cabinet and counter space, an island and two breakfast bars, along with a dining area featuring a bay-window overlooking the backyard and creek beyond. A separate formal dining room is located off the kitchen ideal for hosting family and friends. The main-level primary suite boasts cathedral ceilings, its own wood-burning fireplace, a walk-in closet, a private bath and sliding glass doors leading directly to the rear deck. Additional features on the first floor include a full guest bath and a laundry/mudroom, located off the oversized two-car garage, with access to both the covered front porch and the rear deck. Upstairs, a sitting area overlooks the foyer, while double glass doors open to a balcony with sweeping water views. Three spacious guest bedrooms, a full bath and a loft complete the second floor. Enjoy southern breezes, nature and outdoor living with two expansive decks and a screened porch for enjoying the serene views. A private dock provides water access for boating, crabbing, exploring the Chesapeake Bay and surrounding rivers, kayaking, paddle boarding and direct access to all of the prime fishing spots. Located just 5 miles from historic downtown St. Michaels, you'll enjoy the best of small-town living featuring boutique shops, waterfront dining, the Chesapeake Bay Maritime Museum, waterfront concerts, coffee shops, ice cream parlors, festivals, events and so much more. Whether as a weekend getaway or a full-time residence, this home offers a true Eastern Shore way of life - where every day feels like a vacation. Read Less

Courtesy of Kimberly Crouch, Benson & Mangold, LLC [email protected]

Listing Snapshot

Days Online

Last Updated

Aug 18, 2025

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

3,315

Lot Size

3.55 Acres

Year Built

1986

MLS Number

MDTA2011594

30 Days Snapshot Of 21647

$141k

(avg) sold price

-100%

homes sold

(avg) days on market

Snapshot

Area Map

Additional Details

Cooling

Central A/C, Central Air, Electric, Heat Pump(s)

Property Access

Road Responsibility: City/County, Black Top, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Personal Watercraft (PWC), Sail, Swimming Allowed

Appliances & Equipment

Exhaust Fan, Refrigerator, Washer, Dryer

Building

3,315 sqft living area, 3,315 sqft above grade (finished), Built in 1986, Structure Type: Detached, Wall & Ceiling Types: 9'+ Ceilings, Beamed Ceilings, Brick, Dry Wall, Other, Vaulted Ceilings, 2 levels in building, 2 levels, Post & Beam, Colonial, Dutch, Frame, Brick, Concrete

Accessibility Features

Grab Bars Mod, Level Entry - Main

Exterior Features

Exterior Lighting, Flood Lights, Sidewalks

Fireplaces

2 fireplaces

Floors

Ceramic Tile, Engineered Wood, Hardwood

Foundation

Crawl Space, Permanent, Concrete Perimeter

Garage

2 garage spaces

Water Features

Navigable Water, Water Access, Water Body Type: Creek, Water Oriented, Waterfront Features: Y

Heating

Electric, Heat Pump(s), Baseboard - Electric

Home Owner's Association

None

Interior Features

Bathroom - Tub Shower, Breakfast Area, Carpet, Combination Kitchen/Living, Dining Area, Exposed Beams, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Floor Plan - Traditional, Kitchen - Table Space, Skylight(s), Walk-in Closet(s), Window Treatments, Wood Floors

Lot

154,638 sqft, 3.55 acres, Cul-de-sac, Landscaping, Front Yard, Level, No Thru Street, Rear Yard, SideYard(s)

Property

Dock/Slip Conveys, 1 dock, Other Structures: Above Grade, Below Grade, View: Bay, Water, 2 boat slips

Roof

Asphalt, Shingle, Architectural Shingle

Sewer

On Site Septic, Septic < # of BR

Taxes

County Tax: $9,590, County Tax Pymnt Freq: Annually, Tax Annual Amount: $9,590, Tax Year: 2024

Utilities

Hot Water: Electric

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Matthew Arnold

9190 PENNYWHISTLE DRIVE

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